Core problem: you want more cash without wasting a 60-120 minute match on a bad server. Community servers add 5% extra End-of-Match cash (not XP, not mid-match earnings), but players keep losing that bonus to admin kicks, stacked clans, language-gated rules, long queues, and low player counts. The bonus is a one-week seeding incentive that started with the September 14 patch, so treat it as temporary.

What the 5% Actually Is

Community vs Official: The Decision

Pick Community IfStay Official If
You will stay until the whistle. The 5% only hits at match end.You hate power-trip kicks or language-gated servers. Players report kicks for killing an admin, not speaking the server language, or no reason.
The server is near full (50-60+ players).The Community tab queue is 15-20+ minutes while Official pops instantly.
Rules are in a language you can read, and the name or Discord does not scream clan stack, donate, or minimum cash.You just want consistent games this session. 5% of one EoM check is small next to a lost $12k loadout.
You accept an admin kick means losing the EoM bonus and any committed loadout cash.The only community options are half-empty. Scaled payouts never beat a full official server.
Server quality check: good community servers split teams and play for fun; bad ones stack a clan and stomp 100-0. The 5% does not fix a stomp.

1Take the Bonus Without Getting Burned

Common Mistakes to Avoid

Practical rule: if a community server is full, in your language, not obviously stacked, and you can stay the whole match, take it for the last days of the bonus. Otherwise official is the better grind: same mid-match economy, no admin lottery, faster queues.