The situation: you cannot refund a MyPLAYER build after spending VC in NBA 2K27. Deleting the player returns nothing. The August "100k VC refund / 70% delete refund" screenshots were unverified leaks that never shipped. The community workaround is Rebirth plus careful next-build planning.

What You Can and Cannot Change

Changeable later
Badges, appearance, some animations
Badge tokens reassign freely any time (event tokens stay locked to their discipline). Appearance, clothes, and some animations can be swapped after creation.
Locked permanently
Body + VC attributes + Cap Breakers
Height, weight, wingspan, base attributes bought with VC, and applied Cap Breakers are permanent. There is no undo.

1If You Already Spent the VC: What To Do Now

Rule of thumb: treat spent VC as gone. If a patch ever adds a respec, players will post it immediately - until then, Rebirth is the answer.

Common Mistakes to Avoid